Home and Money Spreadsheets

Budget the month, see what your home really costs, pay off the mortgage and debts sooner, keep up with repairs and plan big projects. Our home and money spreadsheets work in Excel or Google Sheets.

  • Save 45% with the toolkit
  • One payment, no subscription
  • Free Lifetime Updates
  • Excel + Google SheetsWorks in both, no macros
  • Instant downloadStart using it in minutes
  • Free Lifetime UpdatesEvery new version, free
  • Locked formulasExample and blank copies

How the six tools work together

Every Dashboard has a box called "Share with other EasyWorkTools Home tools." It lists the numbers that file gives and the ones it can use. The label is exactly the same in both files, so you copy a number from one into the other in a few seconds. The files aren't linked, so each one also works on its own.

Share box numberComes fromGoes toWhat it does there
Recommended monthly home reserveHome Maintenance and Replacement PlannerHome Budget and Bill Planner
True Cost of Homeownership Calculator
Sets the Home reserve budget, and can replace the 1% maintenance rule in the True Cost calculator.
Total monthly debt paymentsDebt Payoff and Savings Goal PlannerHome Budget and Bill PlannerSets the Debt payments budget.
Monthly housing costs for the budgetTrue Cost of Homeownership CalculatorHome Budget and Bill PlannerOptional. Compared with the housing costs already in your budget.
Monthly principal and interestMortgage Payoff and Home Equity PlannerHome Budget and Bill PlannerGoes in the Mortgage or rent line on Setup.
Monthly essential expensesHome Budget and Bill PlannerDebt Payoff and Savings Goal PlannerSets your emergency fund target.
Upcoming major expenses (next 5 years)Home Maintenance and Replacement PlannerDebt Payoff and Savings Goal Planner
Home Project and Renovation Budget
Becomes a savings goal, and helps you decide which projects to plan.
Planned project spending this yearHome Project and Renovation BudgetDebt Payoff and Savings Goal PlannerBecomes a savings goal.
Current mortgage balance and Home equityMortgage Payoff and Home Equity PlannerYour recordsFor your records.

Estimates, not financial advice. Every number these tools give is an estimate based on what you type in. Rates, prices and lender rules vary, so check big decisions with your lender or a financial professional. Each purchase is licensed to one household.

Built for home and money. Not everybody.

Generic templates miss the details that decide whether your plan holds up.

Big bills you can see coming

A roof, a furnace, a water heater. The maintenance planner estimates when each one is due and what to set aside every month.

More than the mortgage payment

Taxes, insurance, PMI, HOA, utilities and upkeep, so the monthly number you plan around is the real one.

Tools that pass numbers along

Every Dashboard has a Share box. Copy a number from one file into the same label in another, and the plans line up.